Holy Cross FORECLOSURE LISTINGS

The market is booming! Find an affordable home through our foreclosure listings in Holy Cross, Iowa.

Total: 11
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# Photo Address City State Zip Type BD BH Price Details
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7TH AVE SE Dyersville IA 52040 Foreclosures 4 1 $64,900.00 Details
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THUNDER HILLS DR Peosta IA 52068 Foreclosures 3 2 $169,000.00 Details
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MARJORIE CIR Dubuque IA 52002 Foreclosures 3 1 $134,000.00 Details
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MILWAUKEE ST Dubuque IA 52001 Auctions 2 1.5 - Details
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GLEN OAK ST Dubuque IA 52001 Foreclosures 3 1 $78,500.00 Details
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KEOKUK ST Dubuque IA 52001 Foreclosures 3 2 $128,500.00 Details
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DEL MONACO DR Dubuque IA 52002 Foreclosures 3 2 $128,500.00 Details
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WINDSOR AVE Dubuque IA 52001 Foreclosures 2 1 $59,900.00 Details
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TRYGG DR Dubuque IA 52001 Foreclosures 3 1 - Details
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MANDERSCHEID RD Zwingle IA 52079 Foreclosures 3 1 $819,900.00 Details
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MAPLE ST Zwingle IA 52079 Foreclosures 2 1 - Details
About our Listings

How to Buy Holy Cross Foreclosures

How to buy foreclosures

Buying real estate foreclosures in Holy Cross, IA starts with finding listings. By browsing Holy Cross foreclosure lists, you can find all kinds of properties either scheduled for sale at public foreclosure auctions or available directly from banks (known as bank-owned or REO homes). The foreclosure process moves quickly, but as long as you give yourself time to research the home that interests you, you can find fantastic deals when you buy foreclosures in Holy Cross, IA.

>> See more info about how to Buy foreclosures

How to Invest in Holy Cross Foreclosures

How to invest foreclosure

Holy Cross foreclosure homes are perfect for property investors because they can be purchased for below their actual market value right off the bat. To find the best Holy Cross real estate investing bargains, you'll have to assess several properties and decide which has the most potential for Holy Cross foreclosure investment value. Remember, real estate investing isn't just about getting the lowest price, it's about buying desirable home in locations with the potential for future value. Don't buy the first thing you see at Holy Cross foreclosure short sales, wait for the right property at the right price.

>> See more info about how to invest in foreclosures

Types of Foreclosures in Holy Cross

Foreclosure home

Foreclosures happen on all kinds of real estate, so a list of foreclosed homes in Holy Cross will have all kinds of opportunities. In addition to single family homes, you'll find lots of duplex, triplex, and multi family homes, which are great for investing. You'll find upscale townhouse and lofts, and all kinds of houses and condo foreclosures in Holy Cross, IA. There are even chances to buy land, farms, and ranches, sites for mobile homes, and Holy Cross apartments for sale at great discounts ll over the city. Whether you're looking for commercial or residential property, the possibilities are endless.

>> Learn more about foreclosures

Iowa Foreclosure Laws

Foreclosure law

Iowa real estate foreclosures are both judicial and non-judicial foreclosures in that foreclosure houses can be processed through either mechanism. In a judicial foreclosure, distressed properties in Holy Cross have to be approved through a court before an auction can take place. In a non-judicial foreclosure, no court approval is required; the lender can file a Notice of Default and eventually put the auction up for sale. Real estate brokers can handle foreclosures after they have been either cleared by the court or put on the market by the lender. In either case, homes that do not sell at auction are now owned by the lender and are Holy Cross REO properties.

Holy Cross Banks Foreclosures

Bank Foreclosure

Holy Cross bank owned homes can be a great way for buyers to find cheap properties. When bank foreclosures in Holy Cross, IA are not sold through a foreclosure auction, they become REO homes that are under the bank's control. Buyers must then approach banks and make offers on Holy Cross bank owned foreclosures. These offers are either accepted or rejected. For this reason, many people find buying bank owned homes for sale in Holy Cross Iowa to be similar to buying from an agent. Check our Holy Cross bank foreclosure listings and find discount properties.

>> See more info about bank foreclosures

Holy Cross Government Foreclosures

Government Foreclosure

Holy Cross Government homes are usually foreclosures with government-sponsored mortgages, but they can also be the result of a repossession due to a government tax lien. Most commonly you'll find homes from agencies like Freddie Mac, Fannie Mae, and the USDA, which are federal homes mortgage sponsors. Like like all lenders, they offer foreclosures for sale to the public. HUD homes in Holy Cross IA are another popular type of foreclosure, as are VA foreclosures in Holy Cross, which are available from the Veterans Affairs Department for especially great deals. Check our Holy Cross government foreclosure listings.

>> See more info about govermment foreclosures

Holy Cross Pre-Foreclosures

Foreclosure

PreForeclosures in Holy Cross are properties that are in default, but have not yet gone to foreclosure sale. The foreclosure period begins when the homeowner is issued a Holy Cross Lis Pendens, or Notice of Default. In some cases, the homeowner may attempt to pay off their debt during this time, but bankruptcies are also often declared. Law requires that bankruptcy homes and pre foreclosures must be in the pre foreclosure stage for at least 60 days before a foreclosure auction can be scheduled, but it can still takes weeks or months for a sale to occur.

>> See more info about pre-foreclosures

Holy Cross Foreclosure Auctions

Foreclosure Auction

Most Holy Cross foreclosed homes are sold through Sheriff auctions. These auctions are fantastic ways to find cheap houses for sale, often at up to 50% off market value. Anyone can bid at foreclosure auctions in Holy Cross, and the auction is overseen by the Sheriff's office or a trustee. Be sure to secure financing before you attend an auction, because a down payment on the winning bid will be required after the sale ends. Auctions are the most common and sought after way to buy repo homes in Holy Cross, IA. We offer a comprehensive Holy Cross foreclosure auction listings.

>> See more info about foreclosure auctions

Top Zip Codes in Holy Cross, Iowa

Find Home Foreclosure Listings in Holy Cross, IA

Holy Cross foreclosure listings are your ticket to the lowest prices on real estate in the city, and there's no better source for them than ForeclosureListingsNationwide.com. With our constantly updated database of foreclosure listings in Holy Cross, IA and easy-to-use search tools, finding the properties you want is fast and effective. Spend more time comparing Los Angeles apartment foreclosures, houses for sale or investment foreclosure properties and let us take care of the hard work! Use ForeclosureListingsNationwide.com to find bankruptcy houses for sale in Holy Cross Iowa, best affordable foreclosure condo in Holy Cross, cheap apartments for sale, bargain foreclosed homes for sale in Holy Cross, IA and earn huge savings on the homes YOU want to buy!

Our Holy Cross Foreclosure Lists

You can find Holy Cross foreclosure homes for sale which you can buy for living or investment. Simply click through our Holy Cross foreclosure home listings to find government foreclosures and bank owned homes in Holy Cross area. If you're searching for a deep discount or low prices on real estate then searching our Holy Cross foreclosure lists for homes foreclosure for sale or short sale listing in Holy Cross is your answer. Our up-to-date Holy Cross short sale listings provide the latest investing opportunities on affordable Holy Cross bank owned property listings, government pre foreclosure lists, Holy Cross banrkuptcy homes and Holy Cross HUD repossessed homes for sale which can be found at below market value. With our massive foreclosure list in Holy Cross, you should have little trouble finding the cheapest deal on a foreclosed home in Holy Cross, Iowa.

You can also search Dubuque foreclosure listings and Dyersville foreclosure listings for more properties in the neighboring area.



Holy Cross, IA

As of 2011, Holy Cross's population is 331 people. Since 2000, it has had a population growth of -2. 36 percent. The median home cost in Holy Cross is $145,300. Home appreciation the last year has been 1. 99 percent. Compared to the rest of the country, Holy Cross's cost of living is 3. 80% Lower than the U. S. average. Holy Cross public schools spend $4,976 per student. The average school expenditure in the U. S. is $5,678. There are about 13. 4 students per teacher in Holy Cross. The unemployment rate in Holy Cross is 6. 60 percent(U. S. avg. is 9. 10%). Recent job growth is Positive. Holy Cross jobs have Increased by 2. 68 percent. Average Commute time is 27 minutes. The National Average is 28 minutes.

Peopleholy-cross, iaUS
Population331307,829,557
Pop Density1,22587
Pop Change-2.36%9.34%
Median Age36.836.6
Households121116,329,167
Household Size2.752.58
Male Population52.73%49.31%
Female Population47.27%50.69%
Married Population67.32%47.15%
Single Population32.68%52.85%
Estimated Households By Household Incomeholy-cross, iaUS
Income Less Than 15k7.44%12.10%
Income Between 15k And 25k9.92%10.18%
Income Between 25k And 35k7.44%10.56%
Income Between 35k And 50k20.66%14.98%
Income Between 50k And 75k33.88%19.53%
Income Between 75k And 100k15.70%12.52%
Income Between 100k And 150k4.14%12.14%
Income Between 150k And 250k0.83%3.91%
Income Between 250k And 500k0.00%3.34%
Income Greater Than 500k0.00%0.75%
Economyholy-cross, iaUS
Unemployment Rate6.60%9.10%
Recent Job Growth2.68%-0.12%
Future Job Growth38.76%31.25%
Sales Taxes7.00%6.80%
Income Taxes8.98%6.25%
Income Per Cap$20,586$27,067
Household Income$53,166$52,954
Housingholy-cross, iaUS
Median Home Age60.935.1
Median Home Cost$145,300$175,100
Home Appreciation1.99%-3.15%
Homes Owned78.74%59.90%
Housing Vacant4.72%10.37%
Homes Rented16.54%29.73%
Property Tax Rate$12.89$11.20
Owner Occupied Housing Units By Valueholy-cross, iaUS
Less Than 20k1.00%2.65%
20k To 399991.00%3.76%
40k To 599993.00%4.99%
60k To 799996.00%6.01%
80k To 9999912.00%7.27%
100k To 14999933.00%19.24%
150k To 19999918.00%14.67%
200k To 29999910.00%18.09%
300k To 3999999.00%9.14%
400k To 4999992.00%4.94%
500k To 7499991.00%5.42%
750k To 9999992.00%2.03%
1kk Or More2.00%1.77%
Educationholy-cross, iaUS
School Expend$4,976$5,678
Pupil Teacher Ratio13.414.9
Students Per Librarian1191803
Students Per Counselor328513
2 Yr College Grad11.22%7.47%
4 Yr College Grad11.71%17.42%
Graduate Degrees1.95%10.12%
High School Grads88.78%84.72%
Crimeholy-cross, iaUS
Violent Crime24
Property Crime24
Housing Units By Year Structure Builtholy-cross, iaUS
1999 To 20053.94%13.71%
1995 To 19981.66%8.54%
1990 To 19942.28%5.77%
1980 To 19897.87%13.87%
1970 To 197918.11%16.17%
1960 To 196911.02%11.70%
1950 To 19594.72%11.08%
1940 To 19495.51%6.02%
1939 Or Earlier44.88%13.15%

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